Most new home buyers do not know where to start when seeking a home loan. Many go directly to their local bank for guidance. Using a Mortgage Broker, like New England Mortgage, has many benefits. Mortgage Brokers are experts and their pulse on the current trends of the housing industry, knowing which lenders have the best rates and biggest discounts. They also offer a more personal touch, walking home buyers through each step of the loan process on a more personal level.